Finance and Loans Spam

I think the following email spam is worse. I don't know how come on Earth to find some bad people there. Why should they be bad?

The email spam says:

Important information regarding your loan: ID EHPI883

Hello, Your refinance application has been accepted. We are ready to give you a loan.

After further review, our lenders have esstablished your locked rate as low as 3.87%

Please finalize everything by visiting our Secure Web-Form

www dot trustspower dot com

Upon receiving your submission you will be contacted shortly via phone/email.

This email spam came through:

Return-Path: bdmxvjplfu at rr dot com
Received: (qmail 341 invoked from network); 18 Nov 2006 04:27:06 -0000
(transitioning SPF record at rr.com does not designated as permitted sender)
Received: from 183-142.35-65.tampabay.res.rr.com ([65.35.142.183])
From: "passes" bdmxvjplfu dot rr dot com
Subject: Please finalize.