No Way to Spammers and Hackers!

You might want to read this post at: http://no-way-to-spam.blogspot.com/2006/08/fighting-spam.html before reading this one below to compare between those two Internet banks.

Email spam-details:

Return-Path: apache @ www6.pipni.cz
Subject: Internet Banking Security Notification
From: Hsbc Internet Banking Plc customerservice @ hsbc.co.uk
Date: Fri, 28 Jul 2006 19:08:21 +0200

Message body: Security Alert

Dear Customer,
HSBC internet banking security department has sent you this message as part of our commitment to maintain a maximum security check on your account.
We beleive from our records that your account has been inactive for the past days, we have therefore sent you this message to login to your account so as to remain active, also check your account activities and recent transactions. This will help to maintain a maximum security check on your account.If you have any question or any complain, don’t hesitate to mail us from your secured banking section.

End email scam.

How many Internet Banks are there to send their customers emails like these?

How the Internet Security and Observation work to secure consuming safely online?

Who's responsible to protect both sellers and buyers on the Internet?

Who's responsible to protect the public while surfing the Internet?

I would like to hear your comment, if you don't find answers to these questions here, or if you want to know the purpose of such post.